Saving money in everyday life doesn’t have to mean making huge sacrifices or drastically changing your lifestyle. By making small adjustments in your daily finances, you can save thousands of kronor every month – money that can go toward your next trip, a home purchase, or future investments. In this guide, you’ll get practical tips […]
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Money saving tips – Smart ways to make your money go further in Sweden Saving money in Sweden can feel like a challenge, especially if you’re a student, newly arrived in the country, or simply trying to take better control of your finances. But with the right strategies and tools, you can build a more
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Saving money is a key part of building a stable financial life, but many people struggle to maintain the discipline. Fortunately, in today’s digital world, smart money-saving apps help you automate savings without you even noticing it. Whether you want to save for a vacation, a home down payment, or build an emergency fund, a
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Living in Sweden has become more expensive, especially when it comes to groceries. The Swedish krona is weak, and since about half of all food in our stores is imported, prices are rising fast. Between 2022 and 2023, food prices increased by a whopping 20% according to Statistics Sweden (SCB), the largest increase since the
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Living in Sweden offers a high standard of living, but it does come at a cost! Everyday expenses vary depending on where you live, but generally speaking, the cost of living in Sweden is high. One of the main reasons for this is housing, where rents increase by around 1% every year. In recent years,
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Studying in Sweden: How to manage your finances as an international student Sweden is a top destination for international students, known for its high-quality education, vibrant cultural scene, and stunning natural landscapes. However, the cost of living in Sweden can be quite high, especially for students from countries with a lower cost of living. Managing
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Borrowing money for a car can be a necessity for many expats moving to Sweden. This guide will explore how to best finance your car purchase, the advantages and disadvantages of traditional car loans, and how Cirkly can offer a simpler and more effective alternative. Benefits of traditional car loans When it comes to borrowing
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Buying a home is one of the biggest investments many of us will make in our lives. However, for many, gathering enough money for the down payment, which often amounts to 15% of the property’s value, can be a challenge. In this article, we will explore what a “loan for down payment” entails, the different
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Buying an apartment in Sweden can be a thrilling yet complex process. Whether you’re a local or an international buyer, understanding the intricacies of the Swedish real estate market is crucial. This guide will provide you with everything you need to know about buying an apartment in Sweden, including key steps, tips, and insights on
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Starting a new business can be an exciting and challenging journey. One of the biggest challenges many entrepreneurs face is securing sufficient financing to grow their business. In this guide, we will explore various financing options for startups in Sweden, including loans from banks and flexible lenders, and how Cirkly can help you save money
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