Living in Sweden has become more expensive, especially when it comes to groceries. The Swedish krona is weak, and since about half of all food in our stores is imported, prices are rising fast. Between 2022 and 2023, food prices increased by a whopping 20% according to Statistics Sweden (SCB), the largest increase since the […]
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Living in Sweden offers a high standard of living, but it does come at a cost! Everyday expenses vary depending on where you live, but generally speaking, the cost of living in Sweden is high. One of the main reasons for this is housing, where rents increase by around 1% every year. In recent years,
Is it expensive to live in Sweden? A complete guide to costs and savings tips Read More »
Studying in Sweden: How to manage your finances as an international student Sweden is a top destination for international students, known for its high-quality education, vibrant cultural scene, and stunning natural landscapes. However, the cost of living in Sweden can be quite high, especially for students from countries with a lower cost of living. Managing
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Borrowing money for a car can be a necessity for many expats moving to Sweden. This guide will explore how to best finance your car purchase, the advantages and disadvantages of traditional car loans, and how Cirkly can offer a simpler and more effective alternative. Benefits of traditional car loans When it comes to borrowing
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Buying a home is one of the biggest investments many of us will make in our lives. However, for many, gathering enough money for the down payment, which often amounts to 15% of the property’s value, can be a challenge. In this article, we will explore what a “loan for down payment” entails, the different
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Buying an apartment in Sweden can be a thrilling yet complex process. Whether you’re a local or an international buyer, understanding the intricacies of the Swedish real estate market is crucial. This guide will provide you with everything you need to know about buying an apartment in Sweden, including key steps, tips, and insights on
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Starting a new business can be an exciting and challenging journey. One of the biggest challenges many entrepreneurs face is securing sufficient financing to grow their business. In this guide, we will explore various financing options for startups in Sweden, including loans from banks and flexible lenders, and how Cirkly can help you save money
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In many parts of the world, individuals and communities use innovative ways to save money and access credit. One such method is the Rotating Savings and Credit Association (ROSCA). This traditional financial system has been utilized for centuries and continues to thrive in various cultures. In this blog, we will explore what ROSCA is, how
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Starting a business in Sweden can be one of the most exciting yet challenging journeys you can undertake. To succeed, you need not only a good business idea but also access to necessary financing. This guide provides an overview of various financing options that can help you realize your business dream. Understanding the business landscape
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Planning a holiday is one of the most exciting tasks, but it can also be financially daunting. A well-planned budget can ensure you enjoy your vacation without financial stress. In this guide, we’ll discuss the importance of vacations, steps to determine your holiday budget, ways to cut back on expenses, and how to save money
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